Are money belts still worth using in 2025?

Across r/TravelHacks, r/travel, and r/onebag threads we read, the consensus is that a hidden money belt or neck pouch is still worth packing for backup storage of a passport, emergency cash, and a spare card, especially for solo travelers. Most veteran travelers no longer use them as their daily wallet because reaching under clothing in public is awkward and defeats the security purpose.