Is a dedicated eye cream worth it, or can I just use my face moisturizer?

Reviewers are split. Some specialist-community threads argue a basic ceramide moisturizer works equally well; others find that eye-specific formulas with caffeine, peptides, or low-strength retinol target concerns face creams don't. The thinner skin around the eye also tolerates fragrance and actives poorly, so the lower-irritation formulation of a true eye cream matters for sensitive users.