Should I buy throw pillow covers or complete pillows with inserts?

It depends on how often you want to restyle. Verified-purchase reviewers overwhelmingly favor cover-only packs (like the MIULEE and Foindtower options here) for affordability and seasonal swaps, then pair them with separate inserts such as the Utopia Bedding sets. Complete pillows with inserts are simpler out of the box but cost more per unit and are harder to wash and store.